Teri Fleming

Teri Fleming

REALTOR® - Licensed in the state of Iowa
  • 319-491-6391
  • 319-491-6391
  • 319-378-8767
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  • Coldwell Banker Diamond Society
  • Coldwell Banker Multi-Million Dollar
  • Coldwell Banker President's Club
  • Coldwell Banker Sterling Society
  • Equal Housing Opportunity
  • Realtor

First Time Homebuyer Specialist:

Are you looking to buy your first home in the Cedar Rapids and Marion area?  I am the perfect person to help you!

Here are some facts that many first time homebuyers are unaware of:

1. MY BUYER SERVICES ARE FREE. You have a full time professional working on your behalf and will not charge you a single cent.  Purchasing a home is a huge investment.  Why would you want to do it on your own, if you don't have to?

2. PERSONALIZED WEBSITE.  I will set up this website for you to receive properties that fit your criteria.  You will be able to delete properties you do not like, love the properties you want to see and make notes directly on the website.  This website will be a direct feed from my mls and will give you real time updates, whereas Zillow, Trulia, etc. can have a lag time of up to 48 hours.  In this market, that is too long to wait to see a new listing.

2. YOU CAN BUY A HOME FOR $0 MONEY DOWN.  Gone are the days where you need 20% down to buy a home.  Local lenders will do $0 down mortgages, 3, 5, 10, and the traditional 20% down.

3. FIRST TIME HOME BUYER GRANTS.  If you qualify, The City of Cedar Rapids will give a potential buyer up to $5000.    Cedar Rapids Grant Money

The state of Iowa also offers up to $2500 for first time homebuyers.  Iowa Finance Authority

4. WORKSHOPS.  I host numerous buyer workshops throughout the year where we cover everything from the purchase contract to home inspections to closing day.  This is a great opportunity to ask questions and hear questions from other potential buyers.

**I first met Teri at one of her First Time Homebuyer dinners.  I didn't really know where to begin in looking for a home, and she provided the information I needed, and led me through the home buying process.  Not only did she help me with the inspections and paperwork, but she helped lead me in the right direction to get a mortgage!  There were so many steps and she helped with every one of them.  Teri made buying my first home such a positive experience!                           Jennifer 

I Will SELL Your Home - Guaranteed!

The number one real estate question – Should you list your home first, then look for houses, or find that dream home, then list your house?…… I know “life happens” and sometimes timing in real estate isn’t always perfect. That’s where the Coldwell Banker Hedges GUARANTEED SALES PROGRAM CAN HELP!

This written guarantee will give you the assurance that if your home doesn’t sell within a certain time period,  WE WILL BUY IT FOR THE GUARANTEED AMOUNT!! This way, if you have found your dream home, you can purchase it without having to worry about your house sitting on the market for months!

Coldwell Banker Hedges has provided hundreds of successful guarantees in the past 20 years. Historically, 11 out of the 12 homes we guarantee, are sold at market value for significantly more than the guaranteed price.

If you would like more information about this exciting program, please contact me. I will be happy to assist you in purchasing your dream home  AND selling your current home.



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